Wednesday, 27 July 2011

Functions performed by financial intermediaries

Financial intermediaries accommodate 3 above functions:

Maturity transformation

Converting concise liabilities to continued appellation assets (banks accord with ample cardinal of lenders and borrowers, and accommodate their adverse needs)

Accident transformation

Converting chancy investments into almost certain ones. (lending to assorted borrowers to advance the risk)

Convenience denomination

Matching baby deposits with ample loans and ample deposits with baby loans

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